South Gulf Cove Homes under $500,000

South Gulf Cove Homes under $500,000

Welcome to South Gulf Cove, a captivating waterfront community nestled in the heart of Port Charlotte, Florida. This charming subdivision is renowned for its serene atmosphere, lush landscapes, and access to beautiful canals, making it a prime destination for those seeking a tranquil lifestyle without sacrificing convenience.

South Gulf Cove boasts a variety of homes, many of which are available for under $500,000, making it an ideal choice for first-time buyers, retirees, or anyone looking to invest in a slice of paradise. These well-designed residences feature modern amenities, spacious layouts, and often come with stunning views of the waterways that characterize this picturesque community. Whether you prefer a cozy single-family home or a contemporary villa, South Gulf Cove offers a diverse selection to suit your needs and budget.

One of the highlights of living in South Gulf Cove is the abundance of outdoor activities. Residents can enjoy boating, fishing, and kayaking right from their backyards, with easy access to the Gulf of Mexico. The community also features parks, walking trails, and picnic areas, perfect for family gatherings or leisurely strolls in the sun.

With its proximity to shopping, dining, and entertainment options in Port Charlotte, South Gulf Cove strikes the perfect balance between peaceful living and vibrant community life. Embrace the Florida lifestyle in this welcoming neighborhood where your dream home awaits! Come discover the charm of South Gulf Cove today—your coastal oasis is just a visit away.

Newest South Gulf Cove Homes under $500,000

10056 St Paul Drive, Port Charlotte
$225,000
4 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv. ⋅ 33981 Zip Code
Unfinished construction. Great opportunity to finish this home to your liking. Located in the premier waterfront community of South Gulf Cove. This is a perfect investment property. Please make sure to do your due diligence.

10056 St Paul Drive, Port Charlotte
10441 Monticello Drive, Port Charlotte
$319,000
4 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv. ⋅ 33981 Zip Code
Beautiful brand-new 4BR/2BA home—move-in ready! Easy to show with ShowingTime. Please include proof of funds or pre-approval with all offers. Measurements are approximate; buyer/agent to verify. Seller is easy to work with and open to fair offers. Let's make this a smooth transaction for your buyers!

10441 Monticello Drive, Port Charlotte
9239 Harvester Street, Port Charlotte
$424,900
3 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv. ⋅ 33981 Zip Code
Upgraded Coastal Living in the Heart of Cape Haze! Beautifully appointed and thoughtfully designed, this coastal-inspired home offers a wonderful blend of style, comfort, and functionality, with upgrades and extra space that make everyday living even better. The gourmet kitchen features 42-inch crowned cabinetry, stainless steel appliances, and a spacious center island, creating the perfect gathering place for family and friends. Luxury vinyl flooring, crown molding, tray ceilings, soaring ceilings, and elegant 8-foot double entry doors add to the home's appeal. The spacious great room features 8-foot sliders overlooking the backyard, while the desirable den/office offers added flexibility for working from home or creating a bonus space. The private primary suite includes a walk-in shower and a relaxing soaking tub, with generously sized guest bedrooms providing plenty of room for family and visitors. An expansive lanai extends the living space outdoors, perfect for entertaining or enjoying Florida's year-round sunshine. Practical upgrades and added storage set this property apart, including a durable metal roof, an extra deep oversized garage with room for full-size trucks or SUVs, and additional paved driveway space ideal for parking a boat, RV, or extra vehicles. The additional storage shed offers even more room for tools, equipment, hobbies, or outdoor essentials. Located in the desirable Cape Haze Peninsula, this home offers convenient access to area golf courses, shopping, dining, and the beautiful Gulf Coast beaches. With its inviting coastal style, functional layout, and valuable extra parking and storage, this property is ready to welcome you to the Florida lifestyle!

9239 Harvester Street, Port Charlotte
14121 Monserrate Lane, Port Charlotte
$349,000
4 Beds ⋅ 3 Baths ⋅ South Gulf Cove SubDv. ⋅ 33981 Zip Code
Virtually Staged. Turnkey investment opportunity in South Gulf Cove with a tenant in place. This newer home offers an open living and dining layout, a spacious kitchen with stone counters, durable flooring, a covered lanai and an attached garage on an oversized corner lot. Its thoughtful floor plan and established tenancy make it an appealing addition to a residential portfolio. Showings are by appointment; please do not disturb the tenant. Schedule a private viewing to explore the property. One or more photo(s) was virtually staged.

14121 Monserrate Lane, Port Charlotte
10149 Calumet Boulevard, Port Charlotte
$344,999
4 Beds ⋅ 3 Baths ⋅ South Gulf Cove SubDv. ⋅ 33981 Zip Code
Virtually Staged. A tenant-occupied home in South Gulf Cove brings an established rental arrangement to your Port Charlotte investment portfolio. An open great-room layout connects the kitchen, living and dining spaces, while a covered lanai extends the living area outdoors. Granite countertops, shaker cabinetry, included kitchen appliances and vinyl flooring add practical appeal. Block and stucco construction, an attached garage and a paver driveway complement the residential setting. Images include builder-model illustrations; buyers should verify the property’s current finishes and condition. Do not disturb the tenant. Contact the listing agent for lease details and to coordinate a showing. One or more photo(s) was virtually staged.

10149 Calumet Boulevard, Port Charlotte
8917 Calumet Boulevard, Port Charlotte
$245,000
3 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv. ⋅ 33981 Zip Code
**CASH ONLY** HOME DOES NOT HAVE A CO (Certificate of Occupancy), BUYER MUST OBTAIN A CO POST CLOSING** Bank-owned opportunity to finish a new construction home in South Gulf Cove, Port Charlotte. This never-occupied 3-bedroom plus office, 2-bath residence offers approximately 2,042 square feet on an open-concept, split-bedroom plan, plus a 2-car garage with opener. The block and stucco structure, shingle roof, windows, and doors are complete, and much of the interior is already in: gray shaker cabinetry, marble-look tile, vaulted and tray ceilings, and wire closet shelving. Both baths have quartz vanities. The primary bath has a double vanity and a tiled walk-in shower with a pebble stone accent, and the hall bath has a tiled tub surround. Remaining work includes kitchen counters, appliances, HVAC equipment, plumbing and light fixtures, shower glass, driveway, and final inspections. Flood Zone AE. Convenient to Boca Grande, Englewood Beach, boating, golf, shopping, and dining. Priced accordingly and sold As-Is by the REO seller. Cash offers only.

8917 Calumet Boulevard, Port Charlotte
15185 Hennipen Circle, Port Charlotte
$449,900
3 Beds ⋅ 3 Baths ⋅ South Gulf Cove SubDv. ⋅ 33981 Zip Code
Private Nature Retreat Near Boca Grande – Discover the perfect blend of privacy and nature in this custom residence located at 15185 Hennipen. Built in 2023, this beautifully appointed 3 bedroom, 2.5 bath home offers 2,328 square feet of thoughtfully designed living space, surrounded by the peaceful beauty of Florida’s natural landscape. Enjoy a truly special setting where dark skies reveal brilliant stars, and the quiet surroundings offer a welcome escape from the everyday. Miles of walking and biking paths invite you to explore the outdoors, while nearby boat ramps and the world-renowned charm of Boca Grande, just six miles away, make boating, fishing, and coastal adventures easily accessible. Inside, designer features and distinctive architectural details set this home apart. Custom built-ins, shiplap walls, and artistic mural insets add character, warmth, and individuality throughout. Every detail contributes to a home that feels anything but ordinary. A coveted great room design opens to a screened lanai and large, private, fenced backyard. This split plan offers 3 bedrooms with a separate den/ office. Other features include tile flooring throughout, high ceilings - including a beamed ceiling in the great room and extensive use of cabinetry in the kitchen as well as in coffee nook. Owner's suite has a judges panel feature wall, direct access to the covered lanai, walk-in closet and a deluxe bathroom with two sinks. Additional highlights include a voluntary HOA, a 10-year structural builder warranty, and a neighborhood engineered with flood mitigation in mind. If you’re searching for privacy, natural beauty, custom design, and convenient access to Gulf Coast recreation, this exceptional property offers a rare opportunity to enjoy the best of Florida living.

15185 Hennipen Circle, Port Charlotte
9259 Calumet Boulevard, Port Charlotte
$386,900
4 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv. ⋅ 33981 Zip Code
Welcome Home! This beautiful 4 bedroom / 2 bath pool home with a a split bedroom open floor plan in South Gulf Cove is an amazing find! The heated pool and extended Lanai is the perfect area to relax and entertain. You will love the beautiful Kitchen, open to the Living Room, with a large eat-in dining area with sliding glass door access to the Lana and pool. Complete with picture frame wood cabinets, granite countertops, coffee bar, walk-in pantry and kitchen island, this is the centerpiece of the home. The brick accent wall in the Kitchen is a stunning design statement with a contemporary, hearth-like warmth. The primary suite overlooks the pool and lanai with a picture window, and boasts dual sinks, walk-in shower, water closet, and a large walk-in closet. The 4th bedroom is perfect for an office, work-out room, or craft room. Complete with 18X18 tile floors in the Living Room, Kitchen, Laundry Room and Baths, double pane insulated windows, 8'8' high ceilings, crown molding in all common areas, plantation shutters on picture window in Family room and sliding glass doors, tons of closet space, irrigation system, hurricane shutters, 14X10 shed, shelving on garage ceiling, screened garage door and fenced in area for your pets. Recent upgrades include a new roof in 2022, new AC and Hot Water Heater in 2025 and new hard wired smoke detectors. South Gulf Cove offers a multitude of parks, public boat ramp that allows access to the Gulf of America, sidewalks to walk or bike, a clubhouse and more. Located very close to Boca Grande beaches. This home is a must see, walk-through video attached for your viewing pleasure.

9259 Calumet Boulevard, Port Charlotte
8069 Burwell Circle, Port Charlotte
$459,000
4 Beds ⋅ 3 Baths ⋅ South Gulf Cove SubDv. ⋅ 33981 Zip Code
RARE OPPORTUNITY IN SOUTH GULF COVE! Discover this spacious 4-bedroom, 3-bathroom, 2-car garage home with the exciting opportunity to own a TRIPLE LOT! The advertised price includes the home and its existing lot, with two additional adjoining lots available for separate purchase, offering endless possibilities for added privacy, outdoor living, or future expansion! From the moment you step inside, you'll appreciate the spacious, open layout featuring a formal dining room, living room, family room, and eat-in kitchen, providing plenty of room for entertaining or simply enjoying everyday living. Tile flooring flows throughout the home, creating a seamless and inviting atmosphere. The kitchen is designed with both style and functionality in mind, featuring a farmhouse sink, pantry, breakfast bar, and a convenient eat-in dining area. The generously sized primary suite offers a private retreat with French doors leading into the spacious ensuite bathroom, complete with a large walk-in shower, dual sinks, separate soaking tub, private toilet area, linen closet, and walk-in closet. Bedrooms two and three are thoughtfully situated with a shared bathroom featuring a tub, while the fourth bedroom is tucked away toward the rear of the home with convenient access to the third bathroom and a private door leading to its own screened lanai. This flexible layout is perfect for guests, extended family, or a potential mother-in-law arrangement, offering additional privacy and comfort. Love the Florida lifestyle? Sliding glass doors from both the living room and eat-in kitchen lead to an additional covered back porch, creating the perfect setting for morning coffee, evening relaxation, or entertaining family and friends. The fenced backyard is complemented by beautiful landscaping, an irrigation system, and a thoughtfully designed paver area with privacy fencing to keep trash cans neatly tucked out of sight. Additional highlights include a 2023 ROOF, 2026 WATER HEATER, and 2022 ACCORDION HURRICANE SHUTTERS protecting the windows and front door. The spacious two-car garage also features a garage door screen, allowing you to enjoy fresh air while using the space as a workshop or hobby area. An interior laundry room adds everyday convenience, and furnishings are negotiable, making your move to paradise even easier! Located in the desirable boating community of South Gulf Cove, you'll enjoy convenient access to the beautiful Gulf Coast beaches, Boca Grande, golf courses, fishing, boating, shopping, and dining. Whether you're looking for a spacious family home, a seasonal retreat, or the opportunity to create your own private Florida oasis by purchasing the adjoining lots, this property offers incredible potential. DON'T MISS YOUR CHANCE TO OWN A PIECE OF PARADISE WITH ROOM TO GROW!

8069 Burwell Circle, Port Charlotte
14735 Keystone Blvd, Port Charlotte
$380,000
4 Beds ⋅ 3 Baths ⋅ South Gulf Cove SubDv. ⋅ 33981 Zip Code
Welcome to 14735 Keystone Blvd, Port Charlotte, FL 33981, CITY WATER AND SEWER, a stunning newly constructed home that combines modern living, privacy, and an Unbeatable Location in one of Southwest Florida’s fastest-growing areas. Build by one of the best builders in the area. We are offering CLOSING COST ASSISTANCE. This home is situated in a safe and quiet neighborhood and offers a fully fenced perimeter with a gated entrance, creating a strong sense of privacy, security, and exclusivity. It counts with 2 dinning rooms and 2 living rooms ( one of this living rooms has been converted into an office ). The backyard is thoughtfully designed for both function and convenience, counts with a Lanai for the buyer to enjoy, it also features a storage shed for extra space in tools or anything that comes to mind and a built-in sprinkler system that keeps the lawn healthy, green, and low-maintenance year-round. Location is one of the biggest highlights of this property, with the home being only about 10 miles from some of Florida’s most beautiful beaches, including Gasparilla Island and Boca Grande, where you can enjoy soft sand, boating, fishing, and waterfront dining. At the same time, everyday conveniences are just minutes away, with nearby access to schools, supermarkets, shopping centers, restaurants, and essential services, making daily life both easy and convenient. Blending new construction, privacy, convenience, and proximity to world-class beaches, this home is an excellent opportunity for families, investors, or anyone looking to enjoy the Florida lifestyle in a move-in ready property that truly has it all.

14735 Keystone Blvd, Port Charlotte
10134 Algren Place, Port Charlotte
$425,000
4 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv. ⋅ 33981 Zip Code
HEATED SALTWATER POOL + FOUNTAIN + 2023 ROOF + 6-MONTH-OLD A/C + NEW FLOORING + REMODELED BATHROOMS + CORNER LOT! Welcome to 10134 Algren Place, an impressive 4-BEDROOM, 2-BATHROOM, 2-CAR GARAGE POOL HOME situated on a spacious CORNER LOT in the desirable waterfront community of SOUTH GULF COVE! Located on the beautiful Cape Haze Peninsula, this thoughtfully updated residence combines modern elegance, exceptional functionality, and an inviting tropical retreat designed for enjoying the very best of Southwest Florida living. From the moment you arrive, the home's attractive exterior, OVERSIZED DRIVEWAY, and welcoming SCREENED FRONT ENTRY create a wonderful first impression. Step inside to discover a beautifully maintained interior featuring FRESH PAINT, NEW FLOORING, and a desirable SPLIT-BEDROOM FLOOR PLAN that provides both comfort and privacy. The spacious main living areas offer an effortless flow between the living room, dining area, and kitchen, creating an ideal atmosphere for everyday living and entertaining. At the heart of the home, the UPDATED KITCHEN showcases GRANITE COUNTERTOPS, SOLID WOOD CABINETRY, STAINLESS STEEL APPLIANCES, a stylish TILE BACKSPLASH, and a generously sized CENTER ISLAND WITH BREAKFAST BAR SEATING. A WALK-IN PANTRY provides exceptional storage, completing this beautifully appointed culinary space. Privately positioned toward the rear of the residence, the expansive PRIMARY SUITE offers a peaceful escape with views overlooking the backyard and pool area. The REMODELED EN SUITE BATHROOM features DUAL VANITIES, a WALK-IN SHOWER, a PRIVATE WATER CLOSET, and an OVERSIZED WALK-IN CLOSET. Three additional guest bedrooms provide flexibility for visitors, a home office, or additional recreational space, while the beautifully REMODELED GUEST BATHROOM adds another touch of modern sophistication. Step outside and discover your very own PRIVATE TROPICAL OASIS! The SCREENED LANAI opens to an expansive outdoor living area featuring a HEATED SALTWATER POOL WITH FOUNTAIN, creating the perfect backdrop for relaxing afternoons, outdoor dining, and memorable gatherings. The EXTENDED COVERED PATIO offers plenty of shaded space to unwind, while the RECENTLY RESEALED LANAI PAVERS enhance the beauty of this inviting outdoor retreat. Additional highlights include a 2023 ROOF, A/C SYSTEM JUST 6 MONTHS OLD, PARTIALLY FENCED YARD, IRRIGATION SYSTEM, OUTDOOR STORAGE SHED, GARAGE WITH PAINTED FLOORING, and an RV ELECTRICAL OUTLET. Nestled within SOUTH GULF COVE, a sought-after boating community known for its extensive canal system and proximity to the Gulf Coast, residents enjoy convenient access to boating, fishing, golf courses, shopping, dining, and the beautiful beaches of Boca Grande and Englewood. Offering an exceptional combination of RECENT UPGRADES, SPACIOUS INTERIORS, and RESORT-STYLE OUTDOOR LIVING, this remarkable home is ready to welcome you to your own slice of Southwest Florida paradise. EXPERIENCE THE LIFESTYLE YOU'VE BEEN DREAMING OF!

10134 Algren Place, Port Charlotte
9685 Arnaz Circle, Port Charlotte
$469,900
3 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv. ⋅ 33981 Zip Code
WELCOME TO SOUTH GULF COVE! Offering 2,375 SQUARE FEET OF LIVING SPACE, this beautifully maintained 3-bedroom, 2-bath home features a versatile bonus room, attached 2-car garage, and HEATED SALTWATER POOL. Situated on a spacious corner lot with attractive tropical landscaping, this inviting residence combines architectural charm, a desirable split-bedroom floor plan, and exceptional indoor-outdoor living. Beautiful curb appeal welcomes you with a warm-toned exterior, dimensional shingle roof, decorative arched windows, mature palms, and a curved walkway leading to the covered front entrance. Step through the double doors into an impressive interior showcasing soaring ceilings, crown molding, decorative columns, elegant archways, architectural display shelves, and ceramic tile flooring throughout the main living areas. The spacious great room features a dramatic tray ceiling with a decorative ceiling fan, while expansive sliding glass doors topped by transom windows fill the space with natural light and open directly to the screened lanai. An adjoining area, currently arranged as a cozy sitting room, provides additional flexibility for relaxing or entertaining. The well-appointed kitchen features rich wood cabinetry with decorative molding, granite countertops and backsplash, stainless steel appliances, a built-in wall oven, glass cooktop, recessed lighting, and abundant storage. A generous wraparound breakfast bar with seating for four overlooks the main living area, making it ideal for casual gatherings. Just beyond the kitchen, a charming dinette is surrounded by an aquarium-style window offering picturesque views of the tropical landscaping and pool area. For more formal occasions, the separate dining room features an elegant tray ceiling with lighting, crown molding, decorative chandelier, and French doors opening to the lanai, creating an inviting setting for meals and entertaining. The spacious primary suite offers a private retreat with luxury vinyl plank flooring, TWO WALK-IN CLOSETS, and sliding glass doors providing direct access to the pool area. The en suite bath features dual vanities, a relaxing garden tub, and a separate walk-in shower. On the opposite side of the home, two comfortable guest bedrooms share a full bathroom with a tub/shower combination, providing privacy for family and overnight visitors. An additional bonus room with direct access to the lanai offers endless possibilities as a home office, den, hobby room, playroom, or additional gathering space. Step outside to your own PRIVATE BACKYARD OASIS, where the HEATED SALTWATER POOL and screened enclosure, both added in 2023, provide the perfect setting for enjoying Southwest Florida's beautiful weather year-round. The vinyl-fenced backyard offers added privacy and includes a storage shed installed in 2022 and a full irrigation system. MAJOR IMPROVEMENTS INCLUDE A NEW A/C IN 2022 AND NEW ROOF IN 2022, providing valuable updates for the next owner. Located in the popular waterfront community of South Gulf Cove, residents can enjoy community parks, playgrounds, a clubhouse, and boat ramp, with an optional HOA currently stated at just $10 per month. Conveniently situated near shopping, dining, golf courses, boating, and fishing, this location also offers easy access to the beautiful Gulf beaches of Boca Grande and Englewood.

9685 Arnaz Circle, Port Charlotte
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