10498 Bay State Drive, Port Charlotte, FL 33981

$527,500
4
BD
3
BA
2,685
SqFt

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Sold Price
$527,500
List Price
$565,000
Status
Sold
Days on Market
400
Closing Date
Jun 05, 2026
MLS#
D6141174
Property Style
Single Family
Year Built
2016
Bedrooms
4
Bathrooms
3
Living Area
2,685
Lot Size
20,985
Acres
0.48
Total Acreage
1/4 to less than 1/2
Legal Subdivision Name
Port Charlotte Sec 085
Community Name
South Gulf Cove
MLS Area Major
Port Charlotte

Property Description

RARE OPPORTUNITY for X Flood Zone on DOUBLE LOT in SOUTH GULF COVE ~ This is a MUST SEE! Welcome to 10498 Bay State, a Well-Designed 4-Bedroom 3-Bath 3-Car Garage Home with Private Home office, Workshop in Garage and HEATED POOL on a DOUBLE X ZONE LOT in the highly desired Gulf Access community, South Gulf Cove! This property is located on a rare double lot that backs to a greenbelt, offers sunrise views from your Lanai, and offers unobstructed views of the Santa Cruz Waterway from your pool and backyard. With nearly 2,700 square feet of living space, this home offers plenty of room for family and guests, and a possible in-law suite for those looking for multi-generational home options. The foyer is welcoming, with ample space for a book nook or console table and leads to 2 Guest Rooms that share a Full Bath and Linen Closet. Across the hall, you’ll be pleasantly surprised to find a very large Laundry Room with Cabinets and Storage, adjacent to an En-Suite / In-Law Suite with Full Bath and Walk In Closet. Proceed to the main living spaces, your Kitchen features a large island with Bar Height seating, lots of cabinets, farmhouse sink, and built in shelving in the WALK-IN Pantry. The Living Room and Dining Room flank the Kitchen and Breakfast nook, maintaining a seamless flow for conversations and natural light. But wait, there’s more! The frosted glass French Doors open to a Home Office / Study, with quick access through the living rooms sliders to the Lanai and Pool Deck. The Primary Bedroom is generous in size and offers a complete En Suite with Dual Sinks, Garden Tub, and large Walk In Closet. The home boasts a host of recent updates, including a new roof and new HVAC system, providing peace of mind and energy efficiency. The property is also located in an X Flood Zone, meaning no flood insurance is required! For those with furry friends, the fenced dog run offers a safe and secure space to play. The 3-car garage is a true standout, featuring mini split AC system, workbench, overhead lighting and retractable extension cord, as well as built-in storage components – making it an ideal space for projects and hobbies. This property is ideally situated just minutes from several public boat ramps, providing easy access to the community’s waterways, the Intracoastal Waterway, and the Gulf. Whether you’re an avid boater or just love coastal living, you’ll find everything you need right at your doorstep. You’re only 15 minutes drive to Gulf Beaches, world-class fishing, 99 holes of golf, shopping, dining, and the Tampa Bay Rays' Spring training facility! Enjoy the benefits of an optional HOA at just $120 per year, minimal deed restrictions, and several pocket parks and walking paths, providing flexibility while still enjoying the community’s perks. Whether you’re seeking a peaceful retreat, investment property or a home with room to grow, this property has it all. Don’t miss out – schedule your showing today and make this paradise yours!

Additional Information

Taxes
$5413
Minimum Lease
No Minimum
HOA Fee
$120
HOA Payment Schedule
Annually
Maintenance Includes
Recreational Facilities
Location
Greenbelt, Level, Near Marina, Paved
Community Features
Deed Restrictions, Park, Playground, Sidewalks
Property Description
One Story
Zoning
RSF3.5
Interior Layout
Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, Split Bedroom, Walk-In Closet(s)
Interior Features
Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, Split Bedroom, Walk-In Closet(s)
Floor
Carpet, Ceramic Tile, Hardwood
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Utilities
BB/HS Internet Available, Electricity Connected, Fiber Optics, Mini Sewer, Public, Sewer Connected, Water Connected
Heating
Central
Air Conditioning
Central Air
Exterior Construction
Block, Stone, Stucco
Exterior Features
Dog Run, Garden, Hurricane Shutters, Private Mailbox, Rain Gutters, Sliding Doors
Roof
Shingle
Foundation
Slab
Pool
Private
Pool Type
Gunite, In Ground, Indoor, Lighting
Garage Carport
3 Car Garage
Garage Spaces
3
Garage Features
Driveway, Garage Door Opener, Workshop in Garage
Garage Dimensions
20x30
Elementary School
Myakka River Elementary
Middle School
L.A. Ainger Middle
High School
Lemon Bay High
Fences
Vinyl
Pets
Allowed
Flood Zone Code
X, AE
Parcel ID
412129454010
Legal Description
PCH 085 4625 0053 PORT CHARLOTTE SEC 85 BLK 4625 LT 53 608/396 792/520 794/1754 840/1297 877/968 1031/2136 1086/304 1305/1210 1399/890 TD1502/1689 3987/135 4008/240 4142/179 PCH 085 4625 0054 PORT CHARLOTTE SEC85 BLK4625 LT54 550/1230 633/4

Listing courtesy of EXP REALTY LLC. 888-883-8509

Selling Office: MARINA PARK REALTY LLC.

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